Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.0B
Total Deposits
$1.7B
Net Loans
$1.7B
Net Income
$3M
ROA
0.58%
Below avg for Community banks. Peer avg: 0.90%
ROE
4.43%
Risk-Based Capital
18.70%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 194 | 84.02% | 6.19% |
| 2023 | 112 | 81.25% | 9.82% |
| 2022 | 129 | 70.54% | 10.08% |
| 2021 | 178 | 72.47% | 5.06% |
| 2020 | 311 | 74.28% | 7.40% |
| 2019 | 179 | 64.8% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2025 | Satisfactory | Large Bank |
| Mar 2022 | Satisfactory | Large Bank |
| Mar 2019 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1993
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Total Branches
14
Branch Deposits
$1.6B
1-Year Change
-1
5-year net change: -2 branches
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Preview:
| 2018 | 121 | 77.69% | 2.48% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red