This institution is no longer active
Operations ceased on December 31, 2023. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$411M
Total Deposits
$296M
Net Loans
$374M
Net Income
$1M
ROA
0.59%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.50%
Risk-Based Capital
12.23%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 78 | 88.46% | 0.00% |
| 2022 | 189 | 74.07% | 1.06% |
| 2021 | 345 | 86.67% | 1.74% |
| 2020 | 575 | 87.65% | 1.22% |
| 2019 | 314 | 86.31% | 2.87% |
| 2018 | 211 | 80.57% | 2.84% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2022 | Satisfactory | Small Bank |
| Jan 2019 | Satisfactory | Small Bank |
| Apr 2013 | Satisfactory | Small Bank |
1 previous rating locked — back to 2010
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Address
County
Established
Total Assets
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red