🏦Bank Scorer

This institution is no longer active

Operations ceased on September 30, 2025. CRA examination history below reflects the period it was active.

SECURITY STATE BANK

CENTRALIA, WA · Supervised by FDIC

Est. 1903FDIC #13,232RSSD: FDIC-13232
Part ofSECURITY STATE CORP→ View all charters
Satisfactory Down

Current rating · Exam: April 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.48%

Institution Profile

FDIC BankFind

Address

1930 S Gold St, CENTRALIA, WA

County

Lewis County

Established

December 26, 1903

Total Assets

$613M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2022

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2025Call Report / FDIC

Total Assets

$613M

Total Deposits

$503M

Net Loans

$229M

Net Income

$4M

ROA

2.48%

ROE

14.98%

Risk-Based Capital

42.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

9 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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