Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.6B
Total Deposits
$1.4B
Net Loans
$668M
Net Income
$3M
ROA
0.79%
Below avg for Community banks. Peer avg: 0.90%
ROE
8.39%
Risk-Based Capital
21.01%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 975 | 77.95% | 8.51% |
| 2022 | 1,044 | 74.23% | 8.14% |
| 2021 | 1,493 | 74.68% | 9.51% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2026 | Satisfactory | Intermediate Small Bank |
| Oct 2022 | Outstanding | Intermediate Small Bank |
| Jul 2019 | Outstanding | Intermediate Small Bank |
2 previous ratings locked — back to 2014
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Total Branches
19
Branch Deposits
$1.4B
1-Year Change
0
5-year net change: +2 branches
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