🏦Bank Scorer

This institution is no longer active

Operations ceased on July 1, 2017. CRA examination history below reflects the period it was active.

SECURITY BANK

RICH HILL, MO · Supervised by FDIC

Est. 1930FDIC #9,806RSSD: FDIC-9806
Part ofBATES COUNTY BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: June 2015

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.10%

Institution Profile

FDIC BankFind

Address

606 East Walnut, RICH HILL, MO

County

Bates County

Established

December 31, 1930

Total Assets

$50M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2015

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 11 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2017Call Report / FDIC

Total Assets

$50M

Total Deposits

$43M

Net Loans

$42M

Net Income

$273K

ROA

1.10%

ROE

13.20%

Risk-Based Capital

11.24%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate4.17%Peer avg: 7.63%▲ Above avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202443287.96%4.17%
202332979.64%7.29%
202234682.66%9.54%
202119592.82%3.59%
202041994.51%2.39%
201947086.17%5.32%
201827387.55%4.40%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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