Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$469M
Total Deposits
$405M
Net Loans
$358M
Net Income
$853K
ROA
0.73%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.88%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 104 | 69.23% | 3.85% |
| 2023 | 143 | 69.23% | 9.09% |
| 2022 | 129 | 70.54% | 9.30% |
| 2021 | 202 | 77.72% | 9.90% |
| 2020 | 300 | 88.33% | 2.33% |
| 2019 | 178 | 78.65% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2025 | Outstanding | Intermediate Small Bank |
| Nov 2021 | Outstanding | Intermediate Small Bank |
| Nov 2018 | Outstanding | Intermediate Small Bank |
8 previous ratings locked — back to 1992
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Total Branches
5
Branch Deposits
$412M
1-Year Change
0
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Preview:
| 2018 | 229 | 82.97% | 4.37% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red