This institution is no longer active
Operations ceased on December 31, 2019. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.5B
Total Deposits
$2.7B
Net Loans
$2.0B
Net Income
$51M
ROA
1.80%
Above avg for Community banks. Peer avg: 0.90%
ROE
8.02%
Risk-Based Capital
41.20%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 1,977 | 49.87% | 24.84% |
| 2018 | 1,812 | 48.62% | 27.04% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2018 | Satisfactory | Large Bank |
| Oct 2014 | Satisfactory | Large Bank |
| Aug 2011 | Satisfactory | Large Bank |
7 previous ratings locked — back to 1992
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Total Assets