🏦Bank Scorer

This institution is no longer active

Operations ceased on December 31, 2025. CRA examination history below reflects the period it was active.

SAVIBANK

BURLINGTON, WA · Supervised by FDIC

Est. 2005FDIC #57,978RSSD: FDIC-57978
Part ofSAVI FINANCIAL CORP INC→ View all charters
Satisfactory Same

Current rating · Exam: September 2021

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.46%

Institution Profile

FDIC BankFind

Address

1020 S Burlington Blvd, BURLINGTON, WA

County

Skagit County

Established

April 11, 2005

Total Assets

$639M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2021

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2025Call Report / FDIC

Total Assets

$639M

Total Deposits

$518M

Net Loans

$521M

Net Income

$1M

ROA

0.46%

ROE

5.67%

Risk-Based Capital

11.06%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate7.75%Peer avg: 7.63%▼ Below avg

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Branch Footprint

FDIC SOD 2025

Total Branches

10

Branch Deposits

$518M

1-Year Change

0

5-year net change: +1 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202414266.9%7.75%
202320065.5%5.50%
20196973.91%11.59%
20188268.29%15.85%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 2007

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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