This institution is no longer active

Operations ceased on February 1, 2014. CRA examination history below reflects the period it was active.

SAVANNAH RIVER BANKING COMPANY

AIKEN, SC · Supervised by FDIC

Est. 2007FDIC #58,515RSSD: FDIC-58515

Part ofSAVANNAH RIVER FINANCIAL CORP→ View all charters

Satisfactory

Current rating · Exam: February 2013

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.68%

Institution Profile

FDIC BankFind

Address

407 Silver Bluff Road, AIKEN, SC

County

Aiken County

Established

August 1, 2007

Total Assets

$152M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2013

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 13 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2013Call Report / FDIC

Total Assets

$152M

Total Deposits

$122M

Net Loans

$108M

Net Income

$1M

ROA

0.68%

ROE

4.86%

Risk-Based Capital

18.65%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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