Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$193M
Total Deposits
$175M
Net Loans
$92M
Net Income
$182K
ROA
0.38%
Below avg for Small banks. Peer avg: 0.44%
ROE
5.23%
Risk-Based Capital
18.23%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 47 | 85.11% | 6.38% |
| 2023 | 81 | 65.43% | 18.52% |
| 2019 | 97 | 60.82% | 20.62% |
| 2018 | 79 | 73.42% | 11.39% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2022 | Satisfactory | Small Bank |
| Oct 2017 | Satisfactory | Small Bank |
| Mar 2011 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1993
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Exam dates and details are paywalled
Total Branches
5
Branch Deposits
$174M
1-Year Change
0
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