This institution is no longer active
Operations ceased on August 12, 2023. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.6B
Total Deposits
$1.4B
Net Loans
$1.2B
Net Income
$8M
ROA
0.98%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.18%
Risk-Based Capital
13.66%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 168 | 75% | 6.55% |
| 2022 | 406 | 72.66% | 5.67% |
| 2021 | 632 | 77.06% | 5.06% |
| 2020 | 718 | 69.22% | 7.38% |
| 2019 | 300 | 65.67% | 16.00% |
| 2018 | 310 | 69.35% | 12.26% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2020 | Satisfactory | Large Bank |
| Aug 2017 | Satisfactory | Large Bank |
| May 2014 | Satisfactory | Large Bank |
7 previous ratings locked — back to 1990
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Established
Total Assets
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red