Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$6.2B
Total Deposits
$5.2B
Net Loans
$3.7B
Net Income
$9M
ROA
0.58%
Below avg for Community banks. Peer avg: 0.90%
ROE
4.54%
Risk-Based Capital
18.81%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 784 | 82.02% | 10.97% |
| 2023 | 884 | 78.73% | 10.97% |
| 2022 | 1,524 | 82.48% | 7.87% |
| 2021 | 1,777 | 81.43% | 9.96% |
| 2020 | 1,939 | 76.53% | 9.08% |
| 2019 | 1,659 | 74.14% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Outstanding | Large Bank |
| Jul 2020 | Outstanding | Large Bank |
| Jul 2017 | Outstanding | Large Bank |
8 previous ratings locked — back to 1993
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Total Branches
34
Branch Deposits
$5.2B
1-Year Change
0
5-year net change: +2 branches
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Preview:
| 12.24% |
| 2018 | 1,476 | 71.82% | 14.02% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red