Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$570M
Total Deposits
$404M
Net Loans
$471M
Net Income
$398K
ROA
0.28%
Below avg for Small banks. Peer avg: 0.44%
ROE
2.50%
Risk-Based Capital
19.25%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 161 | 63.98% | 22.36% |
| 2023 | 212 | 65.57% | 14.15% |
| 2022 | 217 | 73.27% | 11.98% |
| 2021 | 261 | 73.95% | 10.73% |
| 2020 | 262 | 63.74% | 17.56% |
| 2019 | 265 | 59.62% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2023 | Satisfactory | Intermediate Small Bank |
| Apr 2020 | Satisfactory | Intermediate Small Bank |
| Mar 2017 | Satisfactory | Intermediate Small Bank |
1 previous rating locked — back to 2014
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Total Branches
2
Branch Deposits
$388M
1-Year Change
0
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| 23.02% |
| 2018 | 273 | 64.84% | 18.68% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red