Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.5B
Total Deposits
$1.0B
Net Loans
$1.2B
Net Income
$604K
ROA
0.17%
Below avg for Community banks. Peer avg: 0.90%
ROE
1.80%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 280 | 62.14% | 14.29% |
| 2023 | 314 | 70.38% | 11.46% |
| 2022 | 313 | 94.57% | 3.51% |
| 2021 | 637 | 70.64% | 8.63% |
| 2020 | 810 | 67.53% | 11.73% |
| 2019 | 627 | 66.19% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2024 | Satisfactory | Intermediate Small Bank |
| Feb 2021 | Satisfactory | Intermediate Small Bank |
| Mar 2018 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1993
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Total Branches
7
Branch Deposits
$1.0B
1-Year Change
0
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Preview:
| 2018 | 599 | 71.79% | 10.18% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red