DAMARISCOTTA, ME · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.2B
Total Deposits
$2.7B
Net Loans
$2.4B
Net Income
$9M
ROA
1.18%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.54%
Risk-Based Capital
14.00%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 2,587 | 82.22% | 6.73% |
| 2022 | 4,065 | 81.6% | 7.38% |
| 2021 | 4,788 | 82.75% | 6.66% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
Last 12 Months
74
Since 2018
356
all complaints on record
Monetary Relief
9.6%
% of complaints where company provided monetary relief
Untimely Response
3.7%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2022 | Satisfactory | Large Bank |
| Sep 2019 | Satisfactory | Large Bank |
| Aug 2016 | Satisfactory | Large Bank |
7 previous ratings locked — back to 1992
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Total Branches
18
Branch Deposits
$2.7B
1-Year Change
0
5-year net change: +2 branches
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Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 7 | 0 |
| September 2025 | 7 | 0 |
| October 2025 | 6 | 0 |
| November 2025 | 6 | 0 |
| December 2025 | 8 | 0 |
| January 2026 | 5 | 0 |
| February 2026 | 8 | 1 |
| March 2026 | 9 | 2 |
| April 2026 | 2 | 0 |
| May 2026 | 8 | 0 |
| June 2026 | 1 | 0 |
Data through Jun 2026.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.