Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$4.7B
Total Deposits
$3.9B
Net Loans
$3.6B
Net Income
$16M
ROA
1.34%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.85%
Risk-Based Capital
13.47%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 876 | 61.99% | 21.23% |
| 2023 | 991 | 62.06% | 20.48% |
| 2022 | 1,220 | 67.46% | 15.41% |
| 2021 | 1,843 | 71.68% | 10.58% |
| 2020 | 2,344 | 67.75% | 13.35% |
| 2019 | 1,352 | 68.27% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Large Bank |
| Apr 2022 | Satisfactory | Large Bank |
| May 2018 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1990
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Total Branches
54
Branch Deposits
$3.3B
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 17.31% |
| 2018 | 1,074 | 71.14% | 14.34% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red