Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$914M
Net Loans
$775M
Net Income
$3M
ROA
1.05%
Above avg for Community banks. Peer avg: 0.90%
ROE
8.84%
Risk-Based Capital
12.79%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 226 | 23.89% | 56.19% |
| 2023 | 160 | 13.75% | 46.25% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2024 | Satisfactory | Intermediate Small Bank |
| Aug 2021 | Satisfactory | Intermediate Small Bank |
| Oct 2018 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1993
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Total Branches
18
Branch Deposits
$896M
1-Year Change
0
5-year net change: +7 branches
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