Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$836M
Total Deposits
$684M
Net Loans
$585M
Net Income
$138K
ROA
0.07%
Below avg for Small banks. Peer avg: 0.44%
ROE
0.80%
Risk-Based Capital
14.07%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 71 | 71.83% | 8.45% |
| 2023 | 69 | 81.16% | 8.70% |
| 2022 | 107 | 79.44% | 10.28% |
| 2021 | 223 | 83.86% | 6.73% |
| 2020 | 346 | 88.15% | 3.76% |
| 2019 | 157 | 78.98% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2010 | Outstanding | Intermediate Small Bank |
| Jan 2007 | Outstanding | Small Bank |
| Nov 2004 | Outstanding | Small Bank |
4 previous ratings locked — back to 1992
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Exam dates and details are paywalled
Total Branches
8
Branch Deposits
$706M
1-Year Change
0
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Preview:
| 2018 | 81 | 83.95% | 6.17% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red