This institution is no longer active

Operations ceased on November 1, 2002. CRA examination history below reflects the period it was active.

ROCK HILL BANK & TRUST

ROCK HILL, SC · Supervised by FDIC

Est. 1996FDIC #34,177RSSD: FDIC-34177

Part ofRHBT FINANCIAL CORP→ View all charters

Satisfactory

Current rating · Exam: September 1997

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -18.06%

Institution Profile

FDIC BankFind

Address

315 East Main Street, ROCK HILL, SC

County

York County

Established

May 20, 1996

Total Assets

$203M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1997

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2002Call Report / FDIC

Total Assets

$203M

Total Deposits

$185M

Net Loans

$173M

Net Income

$-31,645K

ROA

-18.06%

ROE

-519.45%

Risk-Based Capital

-7.21%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/b5da0b69-62c0-4ad3-8e73-ff00612ce27d"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: