At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Needs Attention
ROA -2.07%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$1.5B
Total Deposits
$1.3B
Net Loans
$1.1B
Net Income
$-7,679K
ROA
-2.07%
ROE
-17.51%
Risk-Based Capital
15.62%
Regulatory minimum: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Community banksCompared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
18
Branch Deposits
$1.2B
1-Year Change
0
5-year net change: -1 branches
Mortgage Lending
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 23 | 26.09% | 21.74% |
| 2023 | 45 | 17.78% | 8.89% |
| 2021 | 306 | 66.67% | 20.26% |
| 2020 | 438 | 77.85% | 12.10% |
| 2019 | 487 | 66.94% | 20.33% |
| 2018 | 552 | 71.01% | 17.21% |
2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red
This is the only examination on record for this bank.
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