Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$141M
Total Deposits
$126M
Net Loans
$106M
Net Income
$357K
ROA
1.02%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.48%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 53 | 98.11% | 0.00% |
| 2023 | 56 | 98.21% | 0.00% |
| 2022 | 95 | 95.79% | 1.05% |
| 2021 | 167 | 94.61% | 0.60% |
| 2019 | 147 | 95.92% | 0.68% |
| 2018 | 85 | 89.41% | 2.35% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2026 | Satisfactory | Small Bank |
| Jul 2020 | Satisfactory | Small Bank |
| Sep 2014 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1991
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Total Branches
1
Branch Deposits
$120M
1-Year Change
0
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red