Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$795M
Net Loans
$837M
Net Income
$2M
ROA
0.85%
Below avg for Community banks. Peer avg: 0.90%
ROE
7.32%
Risk-Based Capital
15.56%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 81 | 77.78% | 6.17% |
| 2023 | 87 | 82.76% | 5.75% |
| 2022 | 191 | 87.43% | 6.28% |
| 2021 | 454 | 88.77% | 4.63% |
| 2020 | 281 | 83.63% | 6.41% |
| 2019 | 135 | 78.52% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2024 | Satisfactory | Intermediate Small Bank |
| Sep 2021 | Satisfactory | Intermediate Small Bank |
| Jan 2019 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1993
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Total Branches
14
Branch Deposits
$743M
1-Year Change
0
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Preview:
| 2018 | 137 | 73.72% | 13.14% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red