Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$7.5B
Total Deposits
$6.0B
Net Loans
$4.8B
Net Income
$10M
ROA
0.52%
Below avg for Community banks. Peer avg: 0.90%
ROE
4.11%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 496 | 64.11% | 13.51% |
| 2023 | 685 | 57.23% | 17.96% |
| 2022 | 1,400 | 62.21% | 14.64% |
| 2021 | 960 | 57.6% | 18.02% |
| 2020 | 976 | 55.43% | 14.75% |
| 2019 | 957 | 59.46% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2023 | Satisfactory | Large Bank |
| May 2020 | Satisfactory | Large Bank |
| May 2017 | Satisfactory | Large Bank |
8 previous ratings locked — back to 1994
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Total Branches
38
Branch Deposits
$5.8B
1-Year Change
0
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| 16.61% |
| 2018 | 1,112 | 58.81% | 16.01% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red