Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.3B
Total Deposits
$1.1B
Net Loans
$937M
Net Income
$3M
ROA
0.78%
Below avg for Community banks. Peer avg: 0.90%
ROE
7.50%
Risk-Based Capital
14.95%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 90 | 86.67% | 6.67% |
| 2023 | 136 | 83.82% | 2.21% |
| 2022 | 191 | 79.06% | 6.28% |
| 2021 | 382 | 81.68% | 5.76% |
| 2020 | 502 | 74.7% | 10.16% |
| 2019 | 326 | 72.7% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2026 | Satisfactory | Large Bank |
| May 2024 | Needs to Improve | Large Bank |
| Nov 2019 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1993
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Total Branches
17
Branch Deposits
$1.1B
1-Year Change
0
5-year net change: +2 branches
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Preview:
| 2018 | 281 | 71.89% | 13.52% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red