This institution is no longer active
Operations ceased on April 1, 2020. CRA examination history below reflects the period it was active.
At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 0.08%
Institution Profile
FDIC BankFindAddress
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$2.8B
Total Deposits
$2.3B
Net Loans
$2.5B
Net Income
$577K
ROA
0.08%
ROE
0.76%
Risk-Based Capital
13.14%
Regulatory minimum: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Community banksCompared to the peer-bank Community peer group (same asset tier).
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Mortgage Lending
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2020 | 70 | 88.57% | 2.86% |
| 2019 | 324 | 91.67% | 2.47% |
| 2018 | 381 | 95.54% | 0.79% |
2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
3 previous ratings locked — dating back to 2010
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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