Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$1.0B
Net Loans
$942M
Net Income
$1M
ROA
0.42%
Below avg for Community banks. Peer avg: 0.90%
ROE
6.81%
Risk-Based Capital
11.33%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 126 | 60.32% | 8.73% |
| 2023 | 275 | 72.73% | 8.00% |
| 2022 | 352 | 76.42% | 3.98% |
| 2021 | 312 | 79.81% | 2.88% |
| 2020 | 338 | 68.93% | 2.66% |
| 2019 | 233 | 72.53% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2006 | Satisfactory | Small Bank |
| Sep 2001 | Satisfactory | Small Bank |
| Jun 1997 | Satisfactory | Small Bank |
2 previous ratings locked — back to 1992
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Total Branches
13
Branch Deposits
$1.1B
1-Year Change
+2
5-year net change: +5 branches
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Preview:
| 2018 | 230 | 63.48% | 6.09% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red