🏦Bank Scorer

This institution is no longer active

Operations ceased on May 1, 2020. CRA examination history below reflects the period it was active.

PUTNAM SAVINGS BANK

PUTNAM, CT · Supervised by FDIC

Est. 1862FDIC #18,240RSSD: FDIC-18240
Part ofPB BCORP INC→ View all charters
Outstanding Up

Current rating · Exam: May 2004

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.54%

Institution Profile

FDIC BankFind

Address

40 Main Street, PUTNAM, CT

County

Windham County

Established

July 12, 1862

Total Assets

$503M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 2004

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2020Call Report / FDIC

Total Assets

$503M

Total Deposits

$377M

Net Loans

$379M

Net Income

$695K

ROA

0.54%

ROE

3.80%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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