This institution is no longer active
Operations ceased on April 1, 2023. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$568M
Total Deposits
$498M
Net Loans
$379M
Net Income
$-754K
ROA
-0.53%
Below avg for Small banks. Peer avg: 0.44%
ROE
-7.31%
Risk-Based Capital
14.31%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 142 | 80.28% | 3.52% |
| 2021 | 256 | 87.89% | 6.64% |
| 2020 | 279 | 87.1% | 4.66% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2022 | Satisfactory | Intermediate Small Bank |
| Jul 2019 | Satisfactory | Intermediate Small Bank |
| Jun 2016 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1990
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Established
Total Assets