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This institution is no longer active

Operations ceased on May 23, 2009. CRA examination history below reflects the period it was active.

PROVIDENT BANK OF MARYLAND

BALTIMORE, MD · Supervised by FDIC

Est. 1886FDIC #15,951RSSD: FDIC-15951
Part ofPROVIDENT BANKSHARES CORP→ View all charters
Satisfactory Same

Current rating · Exam: November 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -4.19%

Institution Profile

FDIC BankFind

Address

114 East Lexington Street, BALTIMORE, MD

County

Baltimore City County

Established

April 1, 1886

Total Assets

$6.2B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2007

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2009Call Report / FDIC

Total Assets

$6.2B

Total Deposits

$4.8B

Net Loans

$4.2B

Net Income

$-65,433K

ROA

-4.19%

ROE

-52.59%

Risk-Based Capital

8.35%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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