🏦Bank Scorer

PROGRESSIVE OZARK BANK, FSB

SALEM, MO · Supervised by OTS

Est. 1965FDIC #31,488
Outstanding Same

Current rating · Exam: December 2007

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 2.13%

Institution Profile

FDIC BankFind

Address

904 W Scenic Rivers Blvd, SALEM, MO

County

Dent County

Established

June 2, 1965

Total Assets

$188M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 13, 2007

Exam Type

Small Bank

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$188M

Total Deposits

$168M

Net Loans

$157M

Net Income

$1M

ROA

2.13%

ROE

22.50%

Risk-Based Capital

14.48%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

6

Branch Deposits

$168M

1-Year Change

0

5-year net change: +2 branches

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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