Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$310M
Total Deposits
$281M
Net Loans
$193M
Net Income
$219K
ROA
0.28%
Below avg for Small banks. Peer avg: 0.44%
ROE
3.13%
Risk-Based Capital
16.62%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 68 | 57.35% | 17.65% |
| 2023 | 83 | 59.04% | 28.92% |
| 2022 | 109 | 53.21% | 31.19% |
| 2019 | 128 | 59.38% | 18.75% |
| 2018 | 124 | 62.1% | 25.81% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2009 | Outstanding | Small Bank |
| Mar 2004 | Satisfactory | Small Bank |
| Mar 1998 | Outstanding | Small Bank |
3 previous ratings locked — back to 1992
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Total Branches
5
Branch Deposits
$288M
1-Year Change
+1
5-year net change: +1 branches
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