Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$151M
Total Deposits
$127M
Net Loans
$112M
Net Income
$698K
ROA
1.87%
Above avg for Small banks. Peer avg: 0.44%
ROE
17.71%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 335 | 87.16% | 0.60% |
| 2023 | 540 | 86.85% | 0.19% |
| 2022 | 613 | 89.72% | 0.49% |
| 2021 | 734 | 90.6% | 0.54% |
| 2020 | 717 | 88.42% | 2.79% |
| 2019 | 700 | 89.29% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2007 | Satisfactory | Small Bank |
| Jun 2002 | Satisfactory | Small Bank |
| Nov 1997 | Satisfactory | Small Bank |
2 previous ratings locked — back to 1994
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Exam dates and details are paywalled
Total Branches
3
Branch Deposits
$108M
1-Year Change
0
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Preview:
| 2018 | 644 | 88.51% | 2.48% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red