Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.0B
Total Deposits
$758M
Net Loans
$743M
Net Income
$645K
ROA
0.26%
Below avg for Community banks. Peer avg: 0.90%
ROE
1.93%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 233 | 73.82% | 8.15% |
| 2023 | 329 | 76.9% | 9.42% |
| 2022 | 386 | 79.53% | 8.55% |
| 2021 | 922 | 85.68% | 5.75% |
| 2020 | 941 | 79.38% | 7.76% |
| 2019 | 514 | 79.96% | 7.78% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2023 | Satisfactory | Intermediate Small Bank |
| Mar 2020 | Satisfactory | Intermediate Small Bank |
| Dec 2016 | Satisfactory | Intermediate Small Bank |
1 previous rating locked — back to 2012
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Total Branches
9
Branch Deposits
$746M
1-Year Change
0
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red