Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.0B
Total Deposits
$908M
Net Loans
$786M
Net Income
$349K
ROA
0.13%
Below avg for Community banks. Peer avg: 0.90%
ROE
1.53%
Risk-Based Capital
14.12%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 3,131 | 80.8% | 3.61% |
| 2023 | 1,739 | 84.13% | 4.60% |
| 2022 | 2,268 | 86.07% | 2.69% |
| 2021 | 5,151 | 90.18% | 1.38% |
| 2020 | 6,641 | 89.58% | 1.93% |
| 2019 | 4,271 | 87.08% |
Last 12 Months
1
Since 2018
13
all complaints on record
Monetary Relief
7.7%
% of complaints where company provided monetary relief
Untimely Response
7.7%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2010 | Satisfactory | Intermediate Small Bank |
| Jun 2008 | Outstanding | Intermediate Small Bank |
| Dec 2005 | Outstanding | Small Bank |
5 previous ratings locked — back to 1991
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Total Branches
11
Branch Deposits
$902M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 4.96% |
| 2018 | 3,407 | 84.85% | 5.05% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 0 | 0 |
| September 2025 | 0 | 0 |
| October 2025 | 0 | 0 |
| November 2025 | 0 | 0 |
| December 2025 | 0 | 0 |
| January 2026 | 0 | 0 |
| February 2026 | 0 | 0 |
| March 2026 | 0 | 0 |
| April 2026 | 1 | 0 |
Data through Apr 2026.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.