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This institution is no longer active

Operations ceased on July 2, 2018. CRA examination history below reflects the period it was active.

PREMIER COMMUNITY BANK

HILLSBORO, OR · Supervised by FDIC

Est. 1999FDIC #35,013RSSD: FDIC-35013
Part ofPREMIER COMMERCIAL BCORP→ View all charters
Satisfactory Same

Current rating · Exam: June 2018

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.05%

Institution Profile

FDIC BankFind

Address

314 East Main Street, HILLSBORO, OR

County

Washington County

Established

April 12, 1999

Total Assets

$381M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2018

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 8 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2018Call Report / FDIC

Total Assets

$381M

Total Deposits

$320M

Net Loans

$330M

Net Income

$2M

ROA

1.05%

ROE

9.13%

Risk-Based Capital

11.33%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate4.59%Peer avg: 7.63%▲ Above avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202419687.24%4.59%
202316988.17%5.33%
202221390.14%4.23%
202114988.59%7.38%
202023986.19%7.95%
201913376.69%12.78%
201811565.22%20.87%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 2001

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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