🏦Bank Scorer

This institution is no longer active

Operations ceased on October 15, 2010. CRA examination history below reflects the period it was active.

PREMIER BANK

JEFFERSON CITY, MO · Supervised by FDIC

Est. 1995FDIC #34,016RSSD: FDIC-34016
Part ofPREMIER BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: January 2008

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -3.82%

Institution Profile

FDIC BankFind

Address

815 West Stadium Boulevard, JEFFERSON CITY, MO

County

Cole County

Established

May 15, 1995

Total Assets

$989M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 7, 2008

Exam Type

Intermediate Small Bank

Regulator

FDIC
⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2010Call Report / FDIC

Total Assets

$989M

Total Deposits

$869M

Net Loans

$630M

Net Income

$-33,484K

ROA

-3.82%

ROE

-164.93%

Risk-Based Capital

2.37%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1996

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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