Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$377M
Total Deposits
$313M
Net Loans
$312M
Net Income
$3M
ROA
2.81%
Above avg for Small banks. Peer avg: 0.44%
ROE
27.28%
Risk-Based Capital
12.94%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 61 | 86.89% | 1.64% |
| 2023 | 52 | 92.31% | 1.92% |
| 2022 | 70 | 90% | 5.71% |
| 2019 | 60 | 95% | 1.67% |
| 2018 | 45 | 93.33% | 2.22% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2024 | Satisfactory | Small Bank |
| Sep 2018 | Satisfactory | Small Bank |
| Nov 2012 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
2
Branch Deposits
$308M
1-Year Change
0
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