This institution is no longer active

Operations ceased on July 1, 1998. CRA examination history below reflects the period it was active.

PONCEBANK

PONCE, PR · Supervised by FDIC

Est. 1958FDIC #31,054RSSD: FDIC-31054

Satisfactory

Current rating · Exam: March 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.88%

Institution Profile

FDIC BankFind

Address

Corner Villa & Concordia Sts, PONCE, PR

County

Ponce County

Established

October 10, 1958

Total Assets

$1.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 1996

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1998Call Report / FDIC

Total Assets

$1.1B

Total Deposits

$855M

Net Loans

$832M

Net Income

$-15,606K

ROA

-2.88%

ROE

-35.46%

Risk-Based Capital

10.54%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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