Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$3.3B
Total Deposits
$2.1B
Net Loans
$2.7B
Net Income
$9M
ROA
1.15%
Above avg for Community banks. Peer avg: 0.90%
ROE
7.33%
Risk-Based Capital
20.00%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 221 | 69.23% | 12.22% |
| 2023 | 343 | 62.1% | 17.20% |
| 2022 | 410 | 71.71% | 17.56% |
| 2021 | 90 | 72.22% | 11.11% |
| 2020 | 110 | 91.82% | 6.36% |
| 2019 | 84 | 80.95% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2024 | Outstanding | Intermediate Small Bank |
| Jul 2021 | Outstanding | Intermediate Small Bank |
| Mar 2015 | Satisfactory | Intermediate Small Bank |
1 previous rating locked — back to 2012
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Exam dates and details are paywalled
Total Branches
14
Branch Deposits
$2.1B
1-Year Change
0
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Preview:
| 2018 | 127 | 77.95% | 3.94% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red