🏦Bank Scorer

This institution is no longer active

Operations ceased on September 4, 2001. CRA examination history below reflects the period it was active.

POLK COUNTY BANK

BALSAM LAKE, WI · Supervised by FDIC

Est. 1903FDIC #15,250RSSD: FDIC-15250
Part ofS&C BANCO INC→ View all charters
Satisfactory Same

Current rating · Exam: June 1997

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.13%

Institution Profile

FDIC BankFind

Address

100 Mill Street, BALSAM LAKE, WI

County

Polk County

Established

August 3, 1903

Total Assets

$68M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1997

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2001Call Report / FDIC

Total Assets

$68M

Total Deposits

$55M

Net Loans

$51M

Net Income

$388K

ROA

1.13%

ROE

12.64%

Risk-Based Capital

13.44%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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