🏦Bank Scorer

This institution is no longer active

Operations ceased on April 4, 2020. CRA examination history below reflects the period it was active.

PLATTE VALLEY BANK OF MISSOURI

PLATTE CITY, MO · Supervised by FDIC

Est. 1933FDIC #14,869RSSD: FDIC-14869
Part ofCENTRAL BANCOMPANY INC→ View all charters
Satisfactory Same

Current rating · Exam: July 2018

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.50%

Institution Profile

FDIC BankFind

Address

2400 Prairie View Road, PLATTE CITY, MO

County

Platte County

Established

October 20, 1933

Total Assets

$690M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2018

Exam Type

Intermediate Small Bank

Regulator

FDIC
⚠️This exam is 7 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2020Call Report / FDIC

Total Assets

$690M

Total Deposits

$540M

Net Loans

$431M

Net Income

$3M

ROA

1.50%

ROE

9.11%

Risk-Based Capital

12.94%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate4.13%Peer avg: 7.63%▲ Above avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
201948486.78%4.13%
201855184.03%4.17%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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