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This institution is no longer active

Operations ceased on September 11, 2010. CRA examination history below reflects the period it was active.

PLANTERS & MERCHANTS BANK

GILLETT, AR · Supervised by FDIC

Est. 1967FDIC #19,722RSSD: FDIC-19722
Part ofDBT FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: November 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.40%

Institution Profile

FDIC BankFind

Address

Main And Third Streets, GILLETT, AR

County

Arkansas County

Established

June 26, 1967

Total Assets

$26M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 5, 2008

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2010Call Report / FDIC

Total Assets

$26M

Total Deposits

$19M

Net Loans

$10M

Net Income

$-56K

ROA

-0.40%

ROE

-1.94%

Risk-Based Capital

20.08%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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