This institution is no longer active

Operations ceased on August 19, 1994. CRA examination history below reflects the period it was active.

PIONEER FINANCIAL, A COOPERATIVE BANK

MALDEN, MA · Supervised by FDIC

Est. 1982FDIC #27,459RSSD: FDIC-27459

Satisfactory

Current rating · Exam: October 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.07%

Institution Profile

FDIC BankFind

Address

46 Pleasant Street, MALDEN, MA

County

Middlesex County

Established

July 23, 1982

Total Assets

$765M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1994Call Report / FDIC

Total Assets

$765M

Total Deposits

$708M

Net Loans

$522M

Net Income

$-277K

ROA

-0.07%

ROE

-1.17%

Risk-Based Capital

12.55%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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