This institution is no longer active

Operations ceased on October 3, 2015. CRA examination history below reflects the period it was active.

PINNACLE BANK OF SOUTH CAROLINA

GREENVILLE, SC · Supervised by FDIC

Est. 2006FDIC #58,179RSSD: FDIC-58179

Part ofPBSC FINANCIAL CORP→ View all charters

Satisfactory Same

Current rating · Exam: August 2011

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.56%

Institution Profile

FDIC BankFind

Address

937 North Pleasantburg Drive, GREENVILLE, SC

County

Greenville County

Established

January 9, 2006

Total Assets

$151M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2011

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 14 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2015Call Report / FDIC

Total Assets

$151M

Total Deposits

$124M

Net Loans

$118M

Net Income

$633K

ROA

0.56%

ROE

4.18%

Risk-Based Capital

17.48%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2008

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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