This institution is no longer active

Operations ceased on May 23, 1994. CRA examination history below reflects the period it was active.

PEOPLES SAVINGS BANK

WORCESTER, MA · Supervised by FDIC

Est. 1851FDIC #23,464RSSD: FDIC-23464

Part ofPEOPLES BCORP OF WORCESTER INC→ View all charters

Satisfactory

Current rating · Exam: April 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.13%

Institution Profile

FDIC BankFind

Address

120 Front Street, WORCESTER, MA

County

Worcester County

Established

May 15, 1851

Total Assets

$853M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1994Call Report / FDIC

Total Assets

$853M

Total Deposits

$762M

Net Loans

$440M

Net Income

$2M

ROA

1.13%

ROE

11.09%

Risk-Based Capital

22.34%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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