This institution is no longer active

Operations ceased on May 1, 2005. CRA examination history below reflects the period it was active.

PEOPLE'S COMMUNITY BANK OF SOUTH CAROLINA

AIKEN, SC · Supervised by FDIC

Est. 1997FDIC #34,529RSSD: FDIC-34529

Part ofPEOPLES COMMUNITY CAPITAL CORP→ View all charters

Satisfactory Same

Current rating · Exam: December 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.13%

Institution Profile

FDIC BankFind

Address

125 Park Avenue, S.W., AIKEN, SC

County

Aiken County

Established

September 22, 1997

Total Assets

$130M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2004

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2005Call Report / FDIC

Total Assets

$130M

Total Deposits

$113M

Net Loans

$80M

Net Income

$360K

ROA

1.13%

ROE

14.14%

Risk-Based Capital

12.06%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2000

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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