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This institution is no longer active

Operations ceased on September 25, 2017. CRA examination history below reflects the period it was active.

PEOPLES BANK

ELKHORN, WI · Supervised by FDIC

Est. 2001FDIC #35,367RSSD: FDIC-35367
Part ofPEOPLES BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: April 2014

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.64%

Institution Profile

FDIC BankFind

Address

837 N. Wisconsin Street, ELKHORN, WI

County

Walworth County

Established

March 5, 2001

Total Assets

$227M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2014

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2017Call Report / FDIC

Total Assets

$227M

Total Deposits

$196M

Net Loans

$146M

Net Income

$736K

ROA

0.64%

ROE

6.05%

Risk-Based Capital

15.84%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

2 previous ratings locked — dating back to 2003

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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