Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$497M
Total Deposits
$434M
Net Loans
$414M
Net Income
$2M
ROA
1.33%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.83%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 187 | 64.17% | 17.65% |
| 2023 | 285 | 71.23% | 11.58% |
| 2022 | 368 | 77.17% | 7.07% |
| 2021 | 399 | 83.71% | 5.01% |
| 2020 | 425 | 80.24% | 7.29% |
| 2019 | 291 | 77.66% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2025 | Satisfactory | Small Bank |
| Nov 2020 | Satisfactory | Small Bank |
| Jan 2015 | Satisfactory | Small Bank |
2 previous ratings locked — back to 2004
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Total Branches
5
Branch Deposits
$430M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 305 | 78.69% | 9.84% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red