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This institution is no longer active

Operations ceased on March 19, 2004. CRA examination history below reflects the period it was active.

PEOPLES BANK

PARAGOULD, AR · Supervised by FDIC

Est. 1991FDIC #33,500RSSD: FDIC-33500
Part ofSPRING RIVERS BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: September 2003

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.77%

Institution Profile

FDIC BankFind

Address

300 West Emerson, PARAGOULD, AR

County

Greene County

Established

September 13, 1991

Total Assets

$84M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2003

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2003Call Report / FDIC

Total Assets

$84M

Total Deposits

$73M

Net Loans

$49M

Net Income

$-674K

ROA

-0.77%

ROE

-10.61%

Risk-Based Capital

11.46%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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