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This institution is no longer active

Operations ceased on May 31, 2002. CRA examination history below reflects the period it was active.

PEOPLES BANK

IMBODEN, AR · Supervised by FDIC

Est. 1973FDIC #20,928RSSD: FDIC-20928
Part ofSPRING RIVERS BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: August 2001

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.35%

Institution Profile

FDIC BankFind

Address

Highway 63 (north Side), IMBODEN, AR

County

Lawrence County

Established

January 18, 1973

Total Assets

$70M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2001

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2002Call Report / FDIC

Total Assets

$70M

Total Deposits

$64M

Net Loans

$48M

Net Income

$231K

ROA

1.35%

ROE

17.29%

Risk-Based Capital

11.29%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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